Groves Capital, a San Diego Investment Property Lender, specializes in providing tailored financial solutions for real estate investors. Their investor loan offerings are designed to meet the unique needs of clients pursuing opportunities in both residential and commercial real estate markets.
Key Investor Loan Programs
- DSCR (Debt Service Coverage Ratio) Loans
- Qualification is based on the property’s rental income rather than the borrower’s personal income.
- Suitable for investors aiming to expand their portfolios without impacting their personal financial metrics.
- Options include interest-only payments to maximize cash flow during ownership.
- Fix and Flip Loans
- Designed for short-term real estate investments.
- Provides quick funding to purchase and renovate properties before reselling.
- Ground-Up Construction Loans
- For new developments, these loans cover up to 100% of construction costs with flexible qualifications based on project value rather than personal credit history.
- Offers competitive terms but may require larger down payments compared to traditional mortgages.
- Long-Term Rental Property Loans
- Aimed at landlords managing properties for consistent rental income.
- Competitive rates and tailored terms support both single-property and portfolio investments.
Highlights of Groves Capital’s Services
- Flexibility: Their loans are available for a variety of property types, including single-family homes, multi-family units, and commercial real estate.
- Accessibility: Investors with non-traditional income sources or credit profiles can benefit from their diverse product lineup, including Non-QM (non-qualified mortgage) options.
- Personalized Support: The Groves Capital team emphasizes streamlined processes and client-centered service, ensuring investors feel informed and confident throughout.
Groves Capital operates nationwide and is known for its commitment to fast approvals and funding, making it a popular choice for real estate investors looking to act quickly in competitive markets.
For more information on their investor loan programs, you can visit their official website.