Soon after you file a claim with all the sufficient evidence, the insurance company will determine liability. If the insurance company determines you are not at fault, it will roll out the first settlement offer to you to settle the case out of court with a specific amount.
Many victims are confused about whether the first settlement offer is all they will get, or they have a chance to demand more, leading to accepting less than they deserve. Although it is impossible to predict whether the first settlement is right or wrong, Conyers, ga auto wreck attorneys, can be your best go-to solution since each case is different.
Every car accident case is unique. What the company offers may be suitable for your case but not for someone else. Therefore, before proceeding and making a quick decision, you need to consult an attorney who will review the company’s amount and calculate an average of the amount you deserve.
Does it cover your past and future expenses?
Various injuries occur months after the accident day. For instance, there may be internal damage that would not be visible sooner but starts affecting your health in months. If you accept the first settlement offer in the initial days of your accident without understanding the extent of your injuries, you are more likely to accept less.
The medical cost that you incur after accepting the settlement offer will no longer be given by the insurance company, meaning you will be responsible for taking care of all the future medical bills. Therefore, before you accept the first settlement offer, ensure you are totally sure about your injuries and have received maximum medical recovery. Once you are confident that you will no longer need medical assistance for your injuries from the car accident, you can accept the settlement offer (after considering other factors too).
Does it cover all the losses and expenses from your accident?
Medical bills are not the only loss or damage you incur from the accident. Other losses also come into play when calculating the damages. Various damages include:
- Property damage (to your car).
- Physical therapy.
- Mental sufferings.
- Lost wages.
Your attorney will do all the work for your case by calculating the average amount you have lost. Depending on that, your attorney can guide you if you should accept the settlement offer or fight for more. Remember, ask your attorney about all the pros and cons of accepting the first settlement offer and take your decision wisely.